“Life should be like a candle, burning brightly from top to bottom, shining with light.”

One aspect of light is to leave for others, to bring warmth to them; another aspect of light is to leave for oneself, to keep oneself happy and joyful forever.

Perhaps before the age of 18, one only thinks of oneself, relying on parents and not worrying about much, as long as one is happy.

In one’s 20s, one doesn’t need to think too much, as one hasn’t started a family yet.

However, after getting married and starting a family, you’ll find that you have many responsibilities, and you need to take care of your family, work outside, and look after your children and parents.

From the moment you start a family, your responsibilities will only increase, and so will your pressure and struggles.

But as a human being, don’t forget to leave a way out for yourself, and don’t forget about your life after retirement.

Just like some people who only think of others when they’re young, but are left with nothing when they’re old.

One’s life is not easy, so one must cherish oneself.

Because life is not easy, one must love oneself.

50 and beyond is the best age to save for retirement, and you can’t afford to miss it.

After 50, the Kids Have Grown Up

The hundreds of pages of Fu Lei’s family letters are written by parents to their children, recording the children’s dependence on their parents and the parents’ care and education for their children.

If the child is the book, then the parents are the authors, writing down the child’s experiences, slowly nurturing them to grow up.

When we’re young, we always sacrifice for our children, worrying about their education and spending a lot of money on them.

We want to think about ourselves, but we don’t have the time, because we have our own children and parents to take care of.

However, after 50, you’ll find that your children have grown up, and you don’t need to worry about them anymore. Some parents might have had children early, and their kids might have already started their own families, so you don’t need to worry about them anymore.

So, the remaining time should be used to think about yourself, and this might be the best age to save money, as you don’t need to spend a lot on your family anymore.

50 and Beyond, Work Has Stabilized

After 50, work has stabilized, and some people say:

“Before 30, people keep jumping from job to job, trying to improve themselves, and after 40, they stabilize, and after 50, they’re set for life.”

When work is stable, saving money is no problem, as you can focus on your job.

Some people want to save money when they’re young, but they keep switching jobs, so they don’t have much money.

After 50, work has stabilized, but retirement is not far away, maybe just 10 or 15 years away, so you should seize the opportunity to save some money, because when you retire, you’ll find that you need money for many things.

Maybe some people are not iron rice bowls, still working in factories, so they should save some money for themselves, because when they retire, they won’t have a pension, so they must prepare for themselves.

Some people always think about providing for their sons and daughters, as well as their parents, but they never think about their own future, and when they stop working, they realize they’re struggling to make ends meet.

One must leave some money for oneself, and when you have some money, you’ll find that when risks arise, you won’t be in trouble.

Leave a Way Out for Yourself

In life, one must leave a way out for oneself, maybe thinking that when you’re old, you’ll rely on your son or daughter, but what if your son or daughter can’t support you?

Sometimes it’s not that your son or daughter is unfilial, but they might not be able to support you, or they might not have the money, and you want them to take care of you, but they’re powerless.

Life is not easy, and when we’re young, we always provide for our parents and children, and when we’re old, we should think about ourselves.

50 and beyond is the best age to prepare for retirement, and at this stage, you still have the ability to work, your children have grown up, and your parents might not need your care anymore, so you must think about yourself.

One must have the ability to prevent risks in this world, and this ability is given to oneself.